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NEW Mint Sun 20 Sep 2026 11:47:11 PM

Credit line on UPI: From RuPay cards to pre-sanctioned loans—how it works and what users need to know

SUMMARY
**Credit Line on UPI: What You Need to Know**

RBI has enabled credit lines on UPI, allowing banks to offer pre-sanctioned credit directly through UPI apps. Users can now make UPI payments using credit, not just bank balances. Initially linked via RuPay credit cards, this extends to pre-approved loan lines from banks. Users get a set credit limit, spend via UPI, and repay later. Interest applies if not repaid on time. It boosts digital lending access, especially for underserved users, while maintaining seamless UPI transactions without needing physical cards.
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Relevent For: Prelims + Mains GS - III Economy
Focus Area UPI Credit Line Digital Payments RuPay Credit Cards Pre-sanctioned Loans Financial Inclusion
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Read the following passage and answer the items that follow. Your answers should be based solely on the passage.

Passage

The Juvenile Justice (Care and Protection of Children) Act, or the JJ Act, 2015 allows for the possibility for trying adolescents above 16 as adults if they are accused of committing a heinous offence. A heinous offence is one with a minimum punishment of seven years. Offences such as culpable homicide and causing death by negligence, which are common in drunken driving cases, are not heinous offences because they do not have a prescribed minimum punishment. The JJ Act, amended in 2021, now categorises an offence that has no minimum sentence, but has a maximum sentence of seven years or more as a serious offence which nonetheless, in the opinion of activists, does not merit the transfer of a case to the adult criminal justice system.

Which of the following statements is/are correct?
1. If an offence has no minimum prescribed punishment, it cannot be considered heinous as per the JJ Act, 2015.
2. As per the JJ Act, 2021, an offence for which there is a provision for a maximum sentence of seven years or more, but no minimum sentence, is to be considered a serious offence.
Select the answer using the code given below.

  • a
  • b
  • c
  • d
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Analyze the importance of Ashokan inscriptions for reconstructing Mauryan history.

Mains 2026 GS - I — Ancient History 10 marks ~150 words

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NEW Mint Sun 20 Sep 2026 11:47:11 PM

Credit line on UPI: From RuPay cards to pre-sanctioned loans—how it works and what users need to know

SUMMARY
**Credit Line on UPI: What You Need to Know**

RBI has enabled credit lines on UPI, allowing banks to offer pre-sanctioned credit directly through UPI apps. Users can now make UPI payments using credit, not just bank balances. Initially linked via RuPay credit cards, this extends to pre-approved loan lines from banks. Users get a set credit limit, spend via UPI, and repay later. Interest applies if not repaid on time. It boosts digital lending access, especially for underserved users, while maintaining seamless UPI transactions without needing physical cards.
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Relevent For: Prelims + Mains GS - III Economy
Focus Area UPI Credit Line Digital Payments RuPay Credit Cards Pre-sanctioned Loans Financial Inclusion
NEW Hindustan Times Sun 20 Sep 2026 11:21:15 PM

Two Indian activists were invited to scrapped security dialogue in Pakistan

SUMMARY
Two Indian activists, including noted peace advocate Admiral (retd) Raghunath Anand and journalist Jatin Desai, were invited to attend a security dialogue in Pakistan. However, the event was scrapped amid rising tensions between India and Pakistan. The cancellation reflected the strained bilateral relations, with both nations facing diplomatic challenges. The activists had aimed to promote peace and dialogue between the two nuclear-armed neighbors. The incident highlighted the fragile state of India-Pakistan relations and the difficulties faced by civil society in bridging the divide between the two countries during periods of heightened hostility.
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Relevent For: Prelims + Mains GS - II International Relations
Focus Area India-Pakistan Relations Pakistan Security Dialogue Civil Society Diplomatic Engagement Regional Peace
NEW The Hindu Sun 20 Sep 2026 11:21:03 PM

Ebola vaccine being tested in DR Congo outbreak zone

SUMMARY
An experimental Ebola vaccine is being deployed in the Democratic Republic of Congo to combat a deadly outbreak. The rVSV-ZEBOV vaccine, developed by Merck, is being administered through a "ring vaccination" strategy, targeting contacts of confirmed cases and healthcare workers. The WHO and DRC health authorities are coordinating the effort in affected regions. The outbreak has claimed multiple lives, prompting urgent international response. This marks a critical step in testing the vaccine's real-world effectiveness against the virus.
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Relevent For: Prelims + Mains GS - III Science & Technology
Focus Area Ebola Virus Vaccine Development Viral Disease Outbreaks Public Health Epidemic Control
NEW India Today Sun 20 Sep 2026 10:47:11 PM

Meloni proposes cap on foreign students, niqab and burqa ban in schools

SUMMARY
Italian PM Giorgia Meloni announced proposed reforms targeting schools, including capping foreign student enrollment at 20% per class to promote integration and improve educational standards. She also proposed banning the niqab and burqa in schools, citing security and cultural cohesion concerns. The measures aim to address immigration-related challenges in Italian education. Critics argue the proposals are discriminatory and target Muslim communities, while supporters say they uphold Italian values and ensure effective learning environments for all students.
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Relevent For: Prelims + Mains GS - II International Relations
Focus Area Italy Immigration Policy Religious Freedom Education Policy Integration of Migrants Human Rights
NEW The Hindu Sun 20 Sep 2026 10:21:10 PM

Trump’s tariff decision can hurt energy security, trade, economy of India: Congress

SUMMARY
India's Congress party criticized the Trump administration's tariff decisions, warning they could severely impact India's energy security, trade relations, and overall economy. The opposition raised concerns that higher tariffs on Indian exports to the US would disrupt bilateral trade, affect key sectors like IT, textiles, and pharmaceuticals, and increase costs for energy imports. Congress urged the Modi government to take proactive diplomatic steps to negotiate favorable terms and protect India's economic interests, accusing the ruling BJP of failing to adequately safeguard the nation from global trade pressures.
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Relevent For: Prelims + Mains GS - III Economy
Focus Area US Tariffs Russian Oil Energy Security India-US Trade External Sector
NEW Mint Sun 20 Sep 2026 09:21:12 PM

China drives India’s BRICS export surge to $19.9 billion; shipments to Japan, Italy, S Korea also gain

SUMMARY
India's exports to BRICS nations surged significantly, reaching $19.9 billion, primarily driven by strong demand from China. The increase reflects deepening trade ties within the bloc despite geopolitical tensions. Besides China, India also recorded notable export gains to non-BRICS partners like Japan, Italy, and South Korea, indicating diversified trade growth. Key export items include petroleum products, chemicals, and textiles. This trend highlights India's expanding global trade footprint and its strategic engagement with both BRICS and other major economies amid shifting global supply chains.
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Relevent For: Prelims + Mains GS - III Economy
Focus Area BRICS Trade India-China Trade Export Growth Trade Diversification External Sector
NEW Prabhat Khabar Sun 20 Sep 2026 08:30:15 PM

टाटा संस में चेयरमैन की कुर्सी पर फिर घमासान! चंद्रशेखरन की नियुक्ति को ट्रस्ट्स ने बताया गैरकानूनी

SUMMARY
# टाटा संस में चेयरमैन पद पर फिर विवाद

टाटा संस में चेयरमैन एन चंद्रशेखरन की नियुक्ति को लेकर नया विवाद खड़ा हो गया है। टाटा ट्रस्ट्स से जुड़े कुछ सदस्यों ने चंद्रशेखरन की नियुक्ति प्रक्रिया को गैरकानूनी करार दिया है। आरोप है कि उनकी नियुक्ति में उचित प्रक्रिया का पालन नहीं किया गया और ट्रस्टियों की सहमति नहीं ली गई। यह विवाद साइरस मिस्त्री को हटाए जाने के बाद से चल रहे टाटा समूह के आंतरिक संघर्ष की कड़ी है। चंद्रशेखरन 2017 से टाटा संस के चेयरमैन हैं। इस मामले से टाटा समूह के गवर्नेंस ढांचे पर सवाल उठ रहे हैं।
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Relevent For: Prelims + Mains GS - III Economy
Focus Area Corporate Governance Tata Sons Board of Directors Shareholder Rights Articles of Association
NEW The Times Of India Sun 20 Sep 2026 08:30:03 PM

‘Path of deception closed’: Iran vows ‘no limits’ in retaliation if US attacks

SUMMARY
Iran has issued a stern warning to the US, declaring that the "path of deception is closed" and vowing unlimited retaliation if attacked. Amid escalating tensions over Iran's nuclear program and regional influence, Iranian officials emphasized their military readiness and capacity to strike back without restraint. The statement signals Iran's refusal to back down under pressure, warning Washington that any military aggression would trigger a massive, unrestricted response across the region, potentially destabilizing the Middle East further.
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Relevent For: Prelims + Mains GS - II International Relations
Focus Area Iran-US Relations West Asia Geopolitics Deterrence Retaliatory Strategy Regional Security
NEW Moneycontrol Sun 20 Sep 2026 07:47:13 PM

टाटा ट्रस्ट ने चंद्रशेखरन के री-अपॉइंटमेंट पर निशाना साधा, कहा- 100 साल पुराने ढांचे से छेड़छाड़ ठीक नहीं

SUMMARY
**टाटा ट्रस्ट बनाम टाटा संस विवाद:**

टाटा ट्रस्ट ने टाटा संस के चेयरमैन एन. चंद्रशेखरन की री-अपॉइंटमेंट पर गंभीर आपत्ति जताई है। ट्रस्ट का कहना है कि टाटा संस के 100 साल पुराने आर्टिकल्स ऑफ एसोसिएशन में बदलाव की कोशिश की जा रही है, जो अनुचित है। ट्रस्ट के पास टाटा संस में 66% हिस्सेदारी है और वह अपने अधिकारों की रक्षा चाहता है। ट्रस्ट का आरोप है कि चंद्रशेखरन की पुनर्नियुक्ति प्रक्रिया में पारदर्शिता की कमी है और ट्रस्टियों से उचित परामर्श नहीं लिया गया। यह विवाद टाटा समूह के गवर्नेंस ढांचे पर सवाल खड़े करता है।
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Relevent For: Prelims + Mains GS - III Economy
Focus Area Corporate Governance Tata Sons Board of Directors Shareholder Rights Articles of Association
NEW Hindustan Times Sun 20 Sep 2026 06:30:09 PM

Indian Army’s M777 Ultra Light Howitzers Showcase Precision in Live-Fire Drill

SUMMARY
The Indian Army conducted a successful live-fire drill showcasing the M777 Ultra Light Howitzers, demonstrating exceptional precision and firepower. These 155mm, 39-caliber towed artillery guns, procured from BAE Systems under a US-India defence deal, weigh just 4,200 kg, making them air-transportable via Chinook helicopters to high-altitude terrains. Deployed primarily along the northern borders, the M777s strengthen India's mountain warfare capabilities. The drill highlighted rapid deployment, accuracy, and operational readiness, reinforcing the Army's combat preparedness.
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Relevent For: Prelims + Mains GS - III Science & Technology
Focus Area M777 Howitzer Artillery Systems Indian Army Defence Technology Military Exercises
NEW News 18 Hindi Sun 20 Sep 2026 06:30:03 PM

Japan Air Force Chief Takes Tejas Sortie; IAF Chief Calls It ‘Faith And Trust’ In Indian Fighter | Video

SUMMARY
Japan Air Self-Defense Force Chief General Uchikura Akira took a sortie in India's indigenous Tejas light combat aircraft during Exercise Tarang Shakti 2024 in Jodhpur. This marked a significant milestone in India-Japan defense ties. IAF Chief Air Chief Marshal VR Chaudhari praised the gesture, calling it a demonstration of "faith and trust" in Indian-made fighter jets. The sortie highlights growing bilateral military cooperation and international confidence in India's defense manufacturing capabilities under the Make in India initiative.
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Relevent For: Prelims + Mains GS - II International Relations
Focus Area India-Japan Defence Cooperation LCA Tejas Veer Guardian Exercise Defence Diplomacy Indigenous Defence Production
NEW The Hindu Sun 20 Sep 2026 06:04:14 PM

Congress backs Mamata as ECI freezes name and symbol of Trinamool Congress

SUMMARY
In a significant political development, the Election Commission of India (ECI) froze the name and election symbol of the Trinamool Congress (TMC) amid an internal party dispute between factions led by Mamata Banerjee and her rival faction. The Congress party extended support to Mamata Banerjee during this crisis. The freeze meant neither faction could use the party's official name or symbol in elections. Mamata, determined to fight back, eventually renamed her faction as "All India Trinamool Congress" and secured a new symbol. This episode marked a turning point, strengthening Mamata's political resolve and her emergence as a dominant force in West Bengal politics.
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Relevent For: Prelims + Mains GS - II Polity & Governance
Focus Area Election Commission Party Symbols Political Parties Electoral Governance Election Symbols Order
NEW The Hindu Sun 20 Sep 2026 05:47:12 PM

No reopening of Strait of Hormuz until Iran’s conditions are met, says Ghalibaf

SUMMARY
Iran's Parliament Speaker Mohammad Bagher Ghalibaf declared that the Strait of Hormuz, a critical global oil transit chokepoint, will not be reopened until Iran's conditions are fulfilled. This statement comes amid escalating tensions between Iran and Western nations, particularly the US, over sanctions and nuclear issues. The Strait handles roughly 20% of the world's oil supply. Ghalibaf's warning signals Iran's willingness to leverage its geographic advantage as a bargaining tool, raising fears of energy disruptions and oil price spikes worldwide.
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Relevent For: Prelims + Mains GS - II International Relations
Focus Area Strait of Hormuz Iran-US Relations West Asia Geopolitics Energy Security Global Oil Supply
NEW Mint Sun 20 Sep 2026 05:30:16 PM

Saudi Arabia exits mBridge: Can China-led platform still challenge US dollar, become global cross-border payment system?

SUMMARY
Saudi Arabia has withdrawn from mBridge, a China-led cross-border payment platform developed with the BIS and central banks of China, Thailand, UAE, and Hong Kong. mBridge aimed to facilitate international transactions using central bank digital currencies, bypassing the US dollar-dominated SWIFT system. Saudi Arabia's exit raises doubts about the platform's ability to challenge dollar hegemony. Analysts suggest geopolitical pressures and US ties influenced Riyadh's decision. Despite this setback, China continues pushing yuan internationalization, but losing a major oil economy weakens mBridge's credibility as a global alternative payment network.
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Relevent For: Prelims + Mains GS - III CSAT
Focus Area mBridge Cross-Border Payments Central Bank Digital Currency De-dollarisation Digital Financial Infrastructure
NEW The Hindu Sun 20 Sep 2026 05:30:03 PM

BRICS condemns EU carbon tax

SUMMARY
The BRICS nations—Brazil, Russia, India, China, and South Africa—have collectively condemned the European Union's Carbon Border Adjustment Mechanism (CBAM), a carbon tax on imports of carbon-intensive goods like steel, cement, and aluminum. BRICS argues the tax is protectionist, violates free trade principles, and unfairly burdens developing economies. They claim it shifts climate responsibility onto poorer nations while benefiting EU industries. The bloc called for climate action aligned with equity and common but differentiated responsibilities under the Paris Agreement.
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Relevent For: Prelims + Mains GS - III Environment & Ecology
Focus Area Carbon Border Adjustment Mechanism BRICS EU Climate Policy Green Trade Barriers Climate Finance

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